The Mortgage

You Deserve is Just a Click Away

We make it easier to access the mortgage you need, when you need it. Our process is designed to be clear, flexible, and reliable — so you can move forward with confidence.

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Access

to 50+ Lenders

Certified

Expertise

Mortgage Brokering & Financial Planning

100%

Client Satisfaction

Wide Network

Of Real Estate Professionals

Our Services

Home Purchase

Whether you're buying your first home or upgrading, I help you understand your options, secure a mortgage tailored to your goals, and guide you confidently through every step of the process.

Refinance - ETO

Leverage the equity in your home to access cash for renovations, debt consolidation, investments, or other goals, without disrupting your financial stability.

Renewal

When your mortgage term ends, I help you reassess your needs, negotiate better rates and terms, and make sure your new mortgage aligns with both your current situation and future plans.

Investment Property

Whether it's your first rental or part of a growing portfolio, I help structure financing strategically to optimize cash flow, leverage, and long-term wealth.

Mortgage Strategy

Planning

More than just rates, together we build a customized mortgage strategy that aligns with your financial goals, lifestyle plans, and long-term wealth-building vision.

Bridge Loans

If you're buying a new home before selling your current one, I help you access short-term financing so you can move forward without stress or delays.

Some of The Lenders We Work With

Focused on funding what matters most — your future.

Meet The Team

THE agent

Aramazt (Aram) Tanashian

Aram's is a mortgage agent based in Toronto, Ontario with a mission that goes beyond rates and approvals — believing that mortgages should be strategic, tailored, and part of a long-term financial plan.

With a background in financial planning, real estate training, and hands-on investment experience, Aram sees a mortgage not just as financing, but as a tool to build wealth, reduce risk, and move clients closer to their future goals

Whether you're buying a home, investing in property, or facing complex income or credit situations, Aram takes the time to understand your goals and shops across multiple lenders to find the solution that truly fits, today and for the future.

operational assistant

Ani Karageozian

Ani keeps the wheels turning smoothly behind the scenes. With a strong background in administration and logistics, she ensures every file is organized, every document is in order, and every step in the process runs seamlessly.

Her attention to detail, warm approach, and dedication to client care mean you’re always updated, supported, and never left guessing about what comes next.

Our Process

Your Path to Financial Success

#1

Discovery Consulation

Submit a quick, secure application from anywhere.

#2

Submission & Approval

We assess your application and approve it promptly.

#3

Funding and Closing

Get your funds quickly and easily. This is what it is.

#4

Post-Closing Care

Get your funds quickly and easily. This is what it is.

FAQS

Frequently Asked Questions

How much down payment do I need?

Depending on the purchase price and type of property, the minimum can be as low as 5%, but qualifying with just the minimum isn't always the smartest or most cost-efficient option. The ideal down payment depends on your goals, income setup, and how you want your future payments to feel.

How much house can I realistically afford?

It’s not just about your income. Lenders also look at your debts, credit, employment stability, and even the type of property you’re buying. The number can be very different from what online calculators show once all these are factored in.

What credit score do I need to buy a house?

Some programs allow you to qualify with scores in the low 600s, while other lenders reserve their best rates and terms for buyers above 680 or 720. Your overall profile can sometimes outweigh your score, depending on how it’s structured.

What are the extra costs of buying a home?

Aside from your down payment, you'll need to budget for closing costs, land transfer tax, legal fees, and potential appraisal or inspection fees. These can vary depending on location, property type, and the type of financing you’re using.

What first-time homebuyer incentives can I get?

Federal and provincial programs can help reduce your upfront costs, boost your savings, or even improve your affordability. Which ones you qualify for depends on your income, purchase price, location, and how your mortgage is set up.

Fixed vs Variable: Which one should I choose?

Fixed offers stability, while variable gives you flexibility and potential savings, but which one makes more sense depends on timing, your risk comfort, and the structure of your overall plan. Some people even combine both for a strategic advantage.

What is a mortgage pre-approval and why is it important?

It tells you how much a lender is willing to offer, but more importantly, it reveals how strong your application actually looks to lenders. It can help highlight issues early so you can fix them before you start shopping.

What documents do I need to apply for a mortgage?

Most people need income documents, proof of down payment, ID, and property details. Based on how you earn or where your money comes from, the list can look very different. In some cases, the right documentation can even improve your approval.

TESTIMONIALS

What others are saying

"Fantastic Service!!!"

"As a newcomer to Canada, Aramazt not only simplified every problem that was thrown my way, he solved them as efficiently as possible. 10/10 recommended"

- TRASDA

"Fast, knowledgeable, Trustworthy."

"Aram listened to every detail and went the extra mile to get the best mortgage for me. He responded quickly and got results. He made the process pain-free and helped me weigh my options with his extensive knowledge. I’ll work with him for all my needs in future - an excellent partner!"

- S. Arifin

- M. Hindoian

Get in Touch With Us

Whether you’re a first-time homebuyer, a seasoned investor, or a current homeowner looking to discuss your situation, we’re here to help you achieve your goals.

(647) 302-3225

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